Five secrets that aren't

Financial contributor Vera Gibbons and CBS talking heads Julie Chen and Harry Smith revealed the "dirty little secrets" your bank won't tell you this morning during The Morning Show.

Hint: Banks charge fees, particularly when you try to spend more than what you've deposited. There's nothing hidden or "sneaky" about them if you pull your head out, ask questions, read the information each bank is legally obligated to provide regarding fees, and keep track of credits and debits.

If you share the belief that banks should be service providers rather than a business "out there to rip me off", try taking up math and using a check register. Every bank I'd done business with since age 17 will pass out deposit slips, registers, fee sheets and even an ink pen when asked. If you're not happy, pick another bank, start your own or . . .


. . . hire a K9 personal finance assistant.